Types of Philadelphia Side-Impact Accident Compensation
Following one of these types of collisions, insurance companies will aggressively seek ways to limit the amounts they have to pay victims. In some cases, they will argue that people were injured as a result of their own negligence. In other cases, they may argue that injuries were pre-existing.
In many cases, insurance adjusters will pressure victims to accept a settlement offer. While these amounts can occasionally seem very generous, the truth is that they rarely account for many of the future needs victims will have.
When an insurance company is unwilling to pay what is fair, you may be able to file a lawsuit to collect all of the compensation you are entitled to. Depending on the specific circumstance of your accident, this may include:
- Economic Damages - These amounts account for money that victims lost as a result of accidents. Economic damages are calculable and usually include past and future medical expenses and lost wages, vehicle damage, lost earning capacity, or the cost of full-time home assistance.
- Noneconomic Damages — These amounts account for harm that is more abstract. Examples of noneconomic damages include pain and suffering, emotional distress, loss of enjoyment of life, or inconvenience.
- Punitive Damages — These amounts are awarded in relatively few automobile accidents, but may be applicable in cases where a negligent driver was particularly reckless, such as a motorist who caused an accident while DUI. Punitive damages are intended to punish the negligent parties and unlike limitless compensatory damages (economic and noneconomic), these amounts have a cap of 200 percent of those compensatory damages.
When a T-bone crash results in death, the victim’s spouse, children, parents, or personal representative could also file a wrongful death or survival action claim that allows them to collect funeral expenses, loss of the victim's expected earnings, loss of consortium, or loss of benefits.